Track every penny.
Know where it goes.
Track every penny. Know where it goes.
Budgtly logs your transactions through WhatsApp, organises them automatically, and shows you exactly where your money is going.
Budgtly logs your transactions through WhatsApp, organises them automatically, and shows you exactly where your money is going.





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Spending Report
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Budgtly helps you…
Budgtly helps you…
Log transactions instantly
Just send a WhatsApp message like "spent €12 on lunch" and it's saved, categorised, and ready to review.
Log transactions instantly
Just send a WhatsApp message like "spent €12 on lunch" and it's saved, categorised, and ready to review.
Understand your spending
See exactly where your money goes each month, broken down by category. No more guessing where it all went.
Understand your spending
See exactly where your money goes each month, broken down by category. No more guessing where it all went.
Stay on top of your budget
Get a clear view of what's left before the month ends. Know when you're overspending before it becomes a problem.
Stay on top of your budget
Get a clear view of what's left before the month ends. Know when you're overspending before it becomes a problem.
Build better habits
When you can see the full picture, small changes become obvious. Tracking consistently to spend smarter.
Build better habits
When you can see the full picture, small changes become obvious. Tracking consistently to spend smarter.
Your finances, always within reach.
Log via WhatsApp
Your transaction is saved, categorised, and synced to your dashboard instantly.
Auto-categorised
Every transaction is automatically sorted into the right category — Food, Transport, Bills, and more.
Your dashboard
See your full financial picture in one place. Track spending by category, monitor your net flow, and stay on top of every month.

Mary Smith
Female
In college
Saving memory
How do I start investing?
Great question! 👋
To start investing, it's best to begin with these 3 simple steps:
1. Understand your goals – Are you saving for a house, a holiday, or long-term wealth….
How should I split my income?
Ask anything


Log via WhatsApp
Your transaction is saved, categorised, and synced to your dashboard instantly.
Auto-categorised
Every transaction is automatically sorted into the right category — Food, Transport, Bills, and more.
Your dashboard
See your full financial picture in one place. Track spending by category, monitor your net flow, and stay on top of every month.


Step 1
Create your account
Sign up after selecting a plan in seconds and start your 14-day free trial.
Step 2
Connect on WhatsApp
You'll get a WhatsApp text from Tony, your personal finance assistant. Say hi and you're ready to go.
Step 3
See exactly where your money goes
Open your dashboard to get a clear view of your spending by category, your monthly net flow, and your recurring bills — all in one place.




Step 1
Create your account
Sign up after selecting a plan in seconds and start your 14-day free trial.

Step 2
Connect on WhatsApp
You'll get a WhatsApp text from Tony, your personal finance assistant. Say hi and you're ready to go.

Step 3
See exactly where your money goes
Open your dashboard to get a clear view of your spending by category, your monthly net flow, and your recurring bills — all in one place.
Simple pricing, no surprises.
Start free for 14 days. Cancel anytime.
Monthly
€4.99
Log transactions via WhatsApp
Shared Household Access
Weekly Spending Reports
Payments Alerts
Monthly
€4.99
Log transactions via WhatsApp
Shared Household Access
Weekly Spending Reports
Payments Alerts
Questions about Budgtly?
Answered.
Questions about Budgtly?
Answered.
Here are the ones we hear most often.